Sweeten the Season Christmas Promotion

Apply for a mortgage, vehicle, land or renewable energy loan!

Once approved, you'll get a chance to win

This holiday season, give yourself the gift of possibilities. With our sweet financing offers, you have the chance to win up to US$5,000* in cash with your approved loan.

Terms and Conditions apply

Whether you're looking to build, buy or refinance, we're here to help you celebrate in a home that feels just right.

Apply today and unwrap the below sweet treats from us:

Waived loan application fee
US$2,000 cashback towards legal costs
Entry into the cash prize draw for a chance to win US$5,000
A Christmas gift
Up to 95% financing
Up to 35 years to repay
EasyCover to pay your home insurance in up to 11 monthly payments
A preapproved CIBC Caribbean credit card with 5,000 bonus reward points
Home insurance through the CIBC Caribbean Insurance Protection Plan+

+The CIBC Caribbean Insurance Protection Plan is available in Antigua and Barbuda, Barbados, Cayman Islands, St. Lucia and Turks and Caicos Islands only

Apply today

Looking for a little extra cheer this holiday season? Switch your mortgage to us and enjoy the below sweets:

Entry into the cash prize draw for a chance to win US$5,000
3% of the loan value being switched to CIBC Caribbean or a maximum of US$10,000 towards switching costs
EasyCover to pay your home insurance in up to 11 monthly payments
A preapproved CIBC Caribbean credit card with 5,000 bonus reward points
Home insurance through the CIBC Caribbean Insurance Protection Plan*

Apply today

Land Loans

Waived loan application fee
US$1,000 cashback
Entry into the cash prize draw for a chance to win US$5,000
Up to 95% financing*
Up to 90% financing**
Repayment up to 15 years for land loans

*Eligible countries - Antigua and Barbuda, British Virgin Islands, Cayman Islands and Turks and Caicos Islands

** Eligibile countries - The Bahamas, Barbados, St. Kitts & Nevis, St. Lucia and Trinidad

Vehicle loans

Up to 100% financing
Up to 85% financing in The Bahamas
Waived loan application fee
Entry into the cash prize draw for a chance to win US$5,000
EasyCover to pay for your vehicle insurance in up to 11 monthly installments
Vehicle insurance through the CIBC Caribbean Insurance Protection Plan+
A preapproved CIBC Caribbean credit card with 5,000 bonus reward points
Repayment terms by jurisdiction:
- Up to 10 years in The Bahmas, Barbados, Cayman Islands, St. Kitts and Nevis, St. Lucia
- Up to 8 years in Antigua and Barbuda, British Virgin Islands, Trinidad and Tobago, Turks and Caicos Islands

Bundle the CIBC Caribbean Insurance Plan and EasyCover Loan and enjoy 0% interest with the EasyCover Loan+

+The CIBC Caribbean Insurance Protection Plan is available in Antigua and Barbuda, Barbados, Cayman Islands, St. Lucia and Turks and Caicos Islands only

Renewable Energy Loans

Renewal Energy loans are only available in Antigua and Barbuda, Barbados, St, Kitts & Nevis and St. Lucia only

Up to US$50,000 financing
Waived loan application fee
Entry into the cash prize draw for a chance to win US$5,000

Bundled Offer (Mortgage + Renewable Energy Loan)

Additional rate reduction on the Renewable Energy Loan when bundled with a mortgage

Learn more about buying or building your home in our Home Buyer’s Guide and Construction Guide.

Use our Loan Calculator to estimate your monthly payment.

See Terms and conditions.

*The local currency value applies. CIBC Caribbean terms and conditions apply. Offer starts September 29th, 2025, and ends January 9th, 2026.

- The credit card offer is not available in Trinidad and Tobago.

The CIBC Caribbean Insurance Protection Plan is available in Antigua and Barbuda, Barbados, Cayman Islands, St. Lucia, Turks and Caicos Islands.
The CIBC Caribbean Home & Auto Insurance Protection Plan (“Program”) is distributed by the CIBC FirstCaribbean Insurance Agent. The Program is underwritten and administered by CG United Insurance Ltd. and its subsidiaries and British Caymanian Insurance Company Limited (CG BritCay) in Cayman Islands, the insurer. CIBC Caribbean Insurance† Protection Plans* are completely optional. Clients are free to not participate in the Plan, by choosing an alternative insurer.

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