Fixed deposit accounts offer a reliable and predictable way to grow your wealth, providing a safe place for your funds with guaranteed returns. Whether you are seeking stable investment options or looking to maximise your savings, our Non-Redeemable and Cashable Fixed Deposit accounts are a valuable addition to your financial portfolio.
See our Account Opening Requirements.
Non-Redeemable Fixed Deposit
Power up with one of our four Fixed Deposit Accounts currency options: JMD, USD, CAD and GBP – and start building your wealth with confidence. Invest and take your savings to the next level with high interest rates, guaranteed returns and flexible terms to help you achieve your financial goals.
JMD Rates*
Minimum opening balance: JMD 50,000.00
| 30 days |
60 days |
90 days |
180 days |
270 days |
365 days |
720 days |
|
| 50,000-99,999 | 0.65% | 0.75% | 0.90% | 1.15% | 1.40% | 1.65% | 2.05% |
| 100,000-299,999 | 1.20% | 1.30% | 1.45% | 1.70% | 1.95% | 2.20% | 2.25% |
| 300,000-499,999 | 1.30% | 1.40% | 1.55% | 1.80% | 2.05% | 2.30% | 2.35% |
| 500,000-999,999 | 1.60% | 1.70% | 1.85% | 2.10% | 2.35% | 2.60% | 2.65% |
| 1,000,000-4,999,999 | 1.80% | 1.90% | 2.05% | 2.30% | 2.55% | 2.80% | 2.85% |
| 5,000,000-49,999,999 | 1.95% | 2.05% | 2.20% | 2.45% | 2.70% | 2.95% | 3.00% |
| 50,000,000+ | 2.05% | 2.15% | 2.30% | 2.55% | 2.80% | 3.05% | 3.10% |
USD Rates*
Minimum opening balance: USD 10,000.00
| 30 days |
60 days |
90 days |
180 days |
270 days |
366 days |
|
| 10,000-24,999 | 0.45% | 0.60% | 0.90% | 1.15% | 1.40% | 1.45% |
| 25,000-49,999 | 0.45% | 0.60% | 0.90% | 1.20% | 1.40% | 1.45% |
| 50,000-99,999 | 0.55% | 0.70% | 1.00% | 1.30% | 1.60% | 1.65% |
| 100,000-249,999 | 0.65% | 0.80% | 1.20% | 1.40% | 1.75% | 1.80% |
| 250,000-299,999 | 0.65% | 0.80% | 1.20% | 1.40% | 1.75% | 1.80% |
| 300,000-499,999 | 0.65% | 0.80% | 1.20% | 1.40% | 1.75% | 1.80% |
| 500,000-999,999 | 0.75% | 0.90% | 1.30% | 1.50% | 1.85% | 1.90% |
| 1,000,000+ | 0.85% | 1.00% | 1.35% | 1.65% | 2.00% | 2.05% |
CAD Rates*
Minimum opening balance: CAD 10,000.00
| 30 days |
60 days |
90 days |
180 days |
270 days |
366 days |
|
| 10,000-49,999 | 0.45% | 0.55% | 0.70% | 1.10% | 1.25% | 1.40% |
| 50,000-99,999 | 0.55% | 0.65% | 0.80% | 1.20% | 1.35% | 1.50% |
| 100,000-299,999 | 0.65% | 0.75% | 0.90% | 1.30% | 1.45% | 1.60% |
| 300,000-499,999 | 0.65% | 0.75% | 0.90% | 1.30% | 1.45% | 1.60% |
| 500,000+ | 0.75% | 0.85% | 1.00% | 1.40% | 1.55% | 1.70% |
GBP Rates*
Minimum opening balance: GBP 1,000.00
| 30 days |
60 days |
90 days |
180 days |
270 days |
366 days |
|
| 1,000-9,999 | 0.300% | 0.475% | 0.800% | 0.875% | 1.113% | 1.350% |
| 10,000-49,999 | 0.300% | 0.475% | 0.800% | 0.875% | 1.113% | 1.350% |
| 50,000-99,999 | 0.450% | 0.550% | 0.825% | 1.150% | 1.300% | 1.450% |
| 100,000-299,999 | 0.550% | 0.650% | 0.850% | 1.250% | 1.400% | 1.550% |
| 300,000-499,999 | 0.550% | 0.650% | 0.850% | 1.250% | 1.400% | 1.550% |
| 500,000+ | 0.650% | 0.750% | 0.950% | 1.350% | 1.500% | 1.650% |
*Rate varies according to term and/or deposit amount. Rates are subject to change based on market conditions. Funds are redeemable only at maturity. Interest earned is subject to applicable taxes. Conditions apply
Cashable Fixed Deposit
Bonus interest rates above our regular savings products for guaranteed financial growth and stability. This provides you the option to access your funds before maturity without penalty.
JMD Rates
Minimum opening balance: JMD 50,000.00
| 30 days |
60 days |
90 days |
180 days |
270 days |
365 days |
|
| 50,000-99,999 | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 100,000-299,999 | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% |
| 300,000-499,999 | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% |
| 500,000-999,999 | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
| 1,000,000-4,999,999 | 1.10% | 1.10% | 1.10% | 1.10% | 1.10% | 1.10% |
| 5,000,000-49,999,999 | 1.30% | 1.30% | 1.30% | 1.30% | 1.30% | 1.30% |
| 50,000,000+ | 1.35% | 1.35% | 1.35% | 1.35% | 1.35% | 1.35% |
Foreign Rates
Minimum opening balance: USD 10,000.00 | CAD 10,000.00 | GBP 1,000.00
| Terms | USD | CAD | GBP | |
| 365 days | 50,000-99,999 | 0.010% | 0.005% | 0.005% |
| 100,000-499,999 | 0.010% | 0.005% | 0.005% | |
| 500,000-999,999 | 0.010% | 0.005% | 0.005% | |
| 1,000,000 and over | 0.010% | 0.005% | 0.005% |