Equity Financing

Unlock the power of what you own

Smart financing starts with equity

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Turn your home equity into opportunity

Equity Financing allows you to tap into the value of your property or land to finance your goals. 

Whether it's taking a dream vacation, investing in a business, financing education, renovating your home, consolidating debt or investing in land, equity financing helps you to make your next move with confidence.

The possibilities are endless!


Education financing

Take the worry out of paying for college expenses. Use your home equity to finance tuition, room and board, books or even their off campus apartment.

Benefits:

  • Get a travel voucher valued at US$500
  • US$500 cashback towards valuation fees
  • Existing mortgage clients may also qualify for a personal unsecured loan with up to 7 years to repay

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Home renovations

Your home has value, why not use it to create the space you've always wanted? Modernise your kitchen, expand the living area or even make some renewable energy upgrades. Your home equity opens the door to what is possible.

Benefits:

  • Get a supermarket voucher valued at US$500
  • US$500 cashback towards valuation fees
  • Existing mortgage clients may also qualify for a personal unsecured loan with up to 7 years to repay

Sign up >

Invest in your business

Your business dreams deserve a strong foundation. Use your home equity to invest in equipment, inventory or expand your resources.

Benefits:

  • Choose one of three available vouchers valued at US$500 each; a travel voucher, supermarket voucher or an Amazon voucher.
  • US$500 cashback towards valuation fees
  • Existing mortgage clients may also qualify for a personal unsecured loan with up to 7 years to repay

Sign up >

Dream vacation

Life is about creating memories. Use your home equity for those unforgettable travel experiences for you and your family.

Benefits:

  • Get an Amazon voucher valued at US$500
  • US$500 cashback towards valuation fees
  • Existing mortgage clients may also qualify for a personal unsecured loan with up to 7 years to repay

Sign up >

Your home isn't just a place, it's potential

Do even more with your existing CIBC Caribbean mortgage


Refinance your existing mortgage:

  • Up to 80% refinancing
  • Up to government retirement age to repay
  • Competitive interest rate

Eligibility criteria:

  • Existing mortgage clients borrowing ‘new money’ of US$25,000 and over with a loan term of 10 years or greater.
  • Existing mortgage clients using an unsecured personal loan of US $5,000 or more with a minimum loan of 5 years.

Apply for an unsecured loan best suited for shorter term needs and smaller projects:

  • Repayment term up to 7 years
  • Waived application fees
  • Competitive interest rate

Eligibility criteria:

  • Existing mortgage clients using an unsecured personal loan of US $5,000 or more with a minimum loan of 5 years.

This Home Equity Promotion is designed to support existing CIBC Caribbean mortgage clients who require additional financing for a range of personal needs. Home equity may be used to fund education-related expenses, home renovations, debt consolidation, or other approved personal goals. Through this Promotion, eligible clients may access special incentives as they determine the most suitable financial solution to support their lifestyle and future plans.

Applicable countries: Antigua and Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Jamaica, St. Kitts and Nevis, St. Lucia, Trinidad and Tobago, Turks and Caicos Islands.

All offers are subject to credit approval and CIBC Caribbean’s standard lending criteria. Where U.S. prices are referenced, the equivalent amount in local currency applies.
CIBC Caribbean Equity Financing Terms and Conditions

 

Promotions ends June 30, 2026


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